On this page
The short version
- We may be paid when you apply. Payactiv Apps may receive compensation from lenders or lending networks when you submit a loan application through our site or when you get a loan.
- We’re not a lender. We don’t make credit decisions, set rates, or lend money.
- We don’t show every option. Our network doesn’t include every lender or every loan available to you.
- Our guides aren’t paid placements. Payactiv, DailyPay, and the other companies we write about don’t pay us for coverage.
How we earn money
Payactiv Apps is an online marketing service. When you start an application for $200–$5,000, your information is sent to a lending network or to participating lenders. Those companies may pay us a fee, for example when you submit a completed application or when a lender funds a loan. The amount can differ by lender, loan type, and state.
Lending network: Payactiv Apps
Payactiv Apps doesn’t charge you a fee to use our site or to submit an application. Lenders in our network may charge their own fees — review any offer carefully before accepting.
What compensation can affect
Compensation may influence which lenders are part of our network and, where offers are shown, the order in which they appear. It doesn’t mean an offer is the best or cheapest one available to you. Compare the APR, fees, and total cost of any offer, and consider other options, before you accept.
What it doesn’t affect
- Lending decisions. Each lender decides on its own whether to approve you, how much to offer, and the rate and terms.
- Our guides. We write about earned wage access apps, cash advance apps, and credit union loans even though we earn nothing from them. Our editorial policy explains how we keep content independent.
- Facts we publish. When we don’t have verified loan terms, we label them “Pending verification” instead of guessing.
We’re not a lender
Payactiv Apps doesn’t make loans or credit decisions. Submitting an application doesn’t guarantee that you’ll be approved, receive an offer, or get a specific amount, rate, or funding time. Loans aren’t available in every state. If a lender makes you an offer, its loan agreement and disclosures govern the loan.
Companies we write about
Payactiv Apps isn’t affiliated with, endorsed by, or sponsored by Payactiv, Inc., DailyPay, or any other earned wage access or cash advance provider mentioned on our site. Their names and trademarks belong to their owners and are used only to identify their products.
Questions about this disclosure? Contact us.